These Terms & Conditions govern your access to and use of the phsloy platform, including all games, promotions, payment services, and account features. Please read them carefully before registering or placing any wagers.
A plain-language summary of the most important points. The full legal text follows below.
You must be at least 21 years of age to register and use phsloy. This is a strict requirement under Philippine law. Age verification is mandatory and underage access is prohibited.
Each player may hold only one phsloy account. Duplicate accounts are prohibited and may result in suspension of all associated accounts and forfeiture of any balances or bonuses.
All phsloy bonuses and promotions are subject to wagering requirements and specific terms. Bonuses cannot be withdrawn until wagering conditions are fully met as described in each offer.
Withdrawals from your phsloy account are processed only to verified payment methods registered in your name. Third-party withdrawals are strictly prohibited.
phsloy provides deposit limits, self-exclusion, and cooling-off tools. Players experiencing gambling-related harm are encouraged to use these tools and seek support from PAGCOR's helpline.
These Terms & Conditions are governed by the laws of the Republic of the Philippines. Any disputes shall be subject to the jurisdiction of the appropriate Philippine courts or regulatory bodies.
⚠️ Important Notice: By accessing, registering on, or using the phsloy platform in any capacity, you confirm that you have read, understood, and agree to be bound by these Terms & Conditions in their entirety. If you do not agree with any part of these Terms, you must immediately cease using the phsloy platform.
In these Terms & Conditions, the following definitions apply unless the context requires otherwise:
2.1 These Terms & Conditions constitute a legally binding agreement between you and phsloy. By creating an Account, making a deposit, placing a wager, or otherwise using the phsloy Platform, you unconditionally accept these Terms & Conditions.
2.2 phsloy reserves the right to amend, update, or replace these Terms & Conditions at any time. Material changes will be communicated to registered Players via the email address on file or through a prominent notice on the Platform. Continued use of the Platform following notification of changes constitutes acceptance of the revised Terms.
2.3 These Terms & Conditions should be read in conjunction with phsloy's Privacy Policy and Responsible Gaming Policy, both of which are incorporated herein by reference and form part of the overall agreement between you and phsloy.
2.4 If you are accessing the phsloy Platform on behalf of another person or entity, you represent and warrant that you have the authority to bind that person or entity to these Terms & Conditions.
🔞 Strict 21+ Age Requirement: In accordance with Philippine law and applicable gaming regulations, you must be at least twenty-one (21) years of age to register for and use the phsloy Platform. Providing false information regarding your age is a serious violation of these Terms and may constitute a criminal offence under Philippine law.
3.1 To be eligible to register and maintain an Account on phsloy, you must satisfy all of the following conditions at all times:
3.2 phsloy reserves the right to request documentary proof of age and identity at any time. Acceptable documents include a valid Philippine government-issued ID (e.g., PhilSys National ID, passport, driver's licence, UMID, SSS ID, or voter's ID). Failure to provide satisfactory documentation within the timeframe specified by phsloy may result in Account suspension and withholding of pending withdrawals pending verification.
3.3 phsloy employs automated and manual age verification procedures. Any Account found to have been registered by or used by a person under 21 years of age will be immediately suspended, all winnings will be forfeited, and any deposited funds will be returned to the original payment source after deducting any amounts wagered.
4.1 Each Player is permitted to hold only one (1) Account on the phsloy Platform. The creation of multiple Accounts by a single individual — whether using different email addresses, names, payment methods, or devices — is strictly prohibited and constitutes a material breach of these Terms.
4.2 When registering for a phsloy Account, you agree to provide accurate, current, and complete information, including your legal full name, date of birth, residential address, and a valid email address. You further agree to maintain and promptly update this information to ensure it remains accurate at all times.
4.3 phsloy reserves the right to refuse Account registration to any applicant at its sole discretion, without being required to provide a reason for such refusal.
4.4 Corporate entities, trusts, and other non-individual legal persons are not permitted to register Accounts on the phsloy Platform. Accounts must be registered in the name of a natural person.
4.5 Players are responsible for all activity conducted through their Account. If you become aware of any unauthorised use of your Account, you must notify phsloy immediately via the live chat support channel.
5.1 You are solely responsible for maintaining the confidentiality of your phsloy Account login credentials, including your email address and password. phsloy will never ask you to disclose your password via email, live chat, or any other channel.
5.2 phsloy strongly recommends that Players enable two-factor authentication (2FA) on their Accounts. This feature provides an additional layer of security by requiring a one-time code sent to your registered mobile number in addition to your password at each login.
5.3 You must not share your Account credentials with any third party. phsloy accepts no liability for losses arising from unauthorised Account access resulting from your failure to maintain the security of your login credentials.
5.4 phsloy employs SSL (Secure Socket Layer) encryption across the entire Platform to protect data transmitted between your device and our servers. However, you acknowledge that no method of electronic transmission or storage is completely secure, and phsloy cannot guarantee absolute security.
6.1 phsloy accepts deposits via the following payment methods available to Philippine players: GCash, PayMaya, BPI, BDO, Metrobank, and Visa. Additional payment methods may be added or removed at phsloy's discretion.
6.2 The minimum deposit amount is ₱200. Maximum deposit limits may apply depending on the payment method selected and your Account verification status. phsloy reserves the right to adjust these limits at any time.
6.3 All deposits must be made from a payment account registered in your own name. Deposits from third-party accounts are strictly prohibited and may result in Account suspension and return of funds to the originating source.
6.4 Deposits are credited to your phsloy Account balance in Philippine Peso (PHP). phsloy does not charge fees for standard deposits; however, your payment provider may apply their own transaction fees, for which phsloy accepts no responsibility.
6.5 phsloy reserves the right to request documentation verifying the source of deposited funds as part of its anti-money laundering (AML) compliance obligations. Failure to provide such documentation may result in Account suspension and withholding of funds pending investigation.
7.1 Withdrawal requests may only be submitted to payment methods registered in your own name and previously used to make a deposit into your phsloy Account, or to a verified bank account in your name.
7.2 The minimum withdrawal amount is ₱500. Withdrawal requests are typically processed within two (2) business hours during normal operating hours, subject to completion of KYC verification and any applicable security checks.
7.3 Before your first withdrawal is processed, phsloy requires completion of full KYC verification, including submission of a valid government-issued photo ID and proof of address dated within the last three (3) months.
7.4 phsloy reserves the right to delay or withhold withdrawal processing in the following circumstances:
7.5 phsloy does not charge withdrawal fees for standard transactions. Processing times may vary depending on the payment method and your bank's internal processing schedules.
8.1 phsloy offers various bonuses and promotional offers to eligible Players, including but not limited to welcome bonuses, reload bonuses, cashback offers, and free spins. All bonuses are subject to the specific terms published alongside each offer, which form part of these Terms & Conditions.
8.2 Unless otherwise stated in the specific offer terms, the following general bonus conditions apply to all phsloy promotions:
8.3 phsloy reserves the right to withdraw, modify, or cancel any bonus or promotion at any time without prior notice. In the event of a dispute regarding bonus terms, phsloy's decision shall be final.
8.4 Bonus abuse — including but not limited to creating multiple Accounts to claim bonuses multiple times, exploiting technical errors, or engaging in low-risk wagering strategies designed to circumvent wagering requirements — is strictly prohibited and will result in forfeiture of all bonus funds and associated winnings, and may result in permanent Account closure.
9.1 All games available on the phsloy Platform are governed by individual game rules, which are accessible within each game interface. Players are responsible for familiarising themselves with the applicable rules before placing Real Money Wagers.
9.2 phsloy's RNG (Random Number Generator) based games are independently tested and certified for fairness and randomness by accredited third-party testing laboratories. Live dealer games use physical equipment operated by certified dealers under controlled conditions.
9.3 In the event of a technical malfunction, disconnection, or system error during a game round, phsloy's records shall be the definitive source of truth for determining the outcome of the affected round. phsloy reserves the right to void any game round affected by a technical error and return the wagered amount to the Player's Account balance.
9.4 Winnings resulting from a manifest error — including but not limited to incorrect odds, software bugs, or human error — are void and will not be paid out. phsloy reserves the right to correct any such errors and adjust Account balances accordingly.
10.1 The following conduct is strictly prohibited on the phsloy Platform and constitutes a material breach of these Terms & Conditions:
10.2 phsloy reserves the right to immediately suspend or permanently close any Account found to be in breach of this section, forfeit all balances and pending withdrawals, and report the matter to the relevant Philippine authorities where required by law.
11.1 phsloy is committed to promoting responsible gaming and providing tools to help Players maintain control over their gambling activity. The following responsible gaming features are available to all registered Players:
11.2 To activate any of the above tools, contact phsloy's support team via live chat. Self-exclusion requests are processed immediately and cannot be reversed during the exclusion period.
11.3 phsloy encourages any Player who believes they may have a gambling problem to seek assistance from PAGCOR's responsible gaming resources. For more information, visit our Responsible Gaming page.
11.4 Players must be 21 years of age or older. phsloy does not permit gambling by minors under any circumstances.
12.1 All content on the phsloy Platform — including but not limited to text, graphics, logos, game interfaces, software, audio, and video — is the property of phsloy or its licensors and is protected by applicable intellectual property laws.
12.2 You are granted a limited, non-exclusive, non-transferable licence to access and use the phsloy Platform for personal, non-commercial gaming purposes only. This licence does not permit you to copy, reproduce, distribute, modify, or create derivative works from any Platform content without phsloy's prior written consent.
13.1 To the maximum extent permitted by applicable Philippine law, phsloy's total liability to you for any claim arising out of or in connection with your use of the Platform shall not exceed the total amount deposited by you into your phsloy Account in the thirty (30) days preceding the event giving rise to the claim.
13.2 phsloy shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, loss of data, or loss of goodwill, arising from your use of or inability to use the Platform.
13.3 phsloy does not warrant that the Platform will be uninterrupted, error-free, or free from viruses or other harmful components. phsloy accepts no liability for losses arising from Platform downtime, technical errors, or third-party service failures beyond its reasonable control.
14.1 phsloy collects, processes, and stores personal data in accordance with its Privacy Policy, which is available at phsloy.com/privacy-policy. By using the Platform, you consent to the collection and processing of your personal data as described in the Privacy Policy.
14.2 phsloy may share your personal data with regulatory authorities, law enforcement agencies, and payment processors where required by applicable Philippine law or as necessary to prevent fraud and money laundering.
15.1 phsloy reserves the right to amend these Terms & Conditions at any time. Amendments will take effect upon publication on the Platform or upon notification to registered Players, whichever occurs first.
15.2 It is your responsibility to review these Terms & Conditions periodically. The "Last Updated" date at the top of this page indicates when the most recent revision was made. Your continued use of the phsloy Platform following any amendment constitutes your acceptance of the revised Terms.
16.1 These Terms & Conditions are governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law provisions.
16.2 In the event of any dispute arising out of or in connection with these Terms & Conditions or your use of the phsloy Platform, the parties shall first attempt to resolve the dispute through good-faith negotiation. If the dispute cannot be resolved through negotiation within thirty (30) days, it shall be submitted to the appropriate Philippine regulatory body or court of competent jurisdiction.
16.3 phsloy's decisions on matters relating to game outcomes, bonus eligibility, and Account status are final and binding, subject to any applicable regulatory review process.
16.4 If any provision of these Terms & Conditions is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect.
Now that you've reviewed our Terms & Conditions, join thousands of Filipino players from Manila, Cebu, Davao, and Quezon City who trust phsloy for fair, secure online gaming.